No Insurance? See a Direct Care Podiatrist in Phoenix, AZ
- Sondema Tarr
- Jan 12
- 3 min read
Updated: Oct 13

Dealing with a foot problem can be stressful, but having a foot problem with no insurance can seem even worse. But all hope is not lost. There are ways to still get the care you need, and in some ways, it might actually be easier to receive treatments for your foot problem without health coverage.
At Direct Podiatry AZ, we make things simple. As a direct care podiatrist in Phoenix, we offer high-quality foot care without the need for insurance, referrals, or long wait times. Our pricing is transparent, our treatments are patient-centered, and our focus is getting you the help you need — without the red tape.
How to See a Foot Doctor With No Insurance
Seeing a foot doctor without insurance can actually be very simple with the right doctor. In your preferred search engine, you want to type words like "direct pay foot doctor", "direct care doctor", "cash pay foot doctor", or "podiatrist no insurance" and then your city to pull up a list of doctors who are more than happy to accept cash for their services.
These doctors should very easily be able to answer questions about how much their office visits are, including treatments and procedures.
Why Would a Doctor See Someone With No Insurance?

Direct care or direct pay are terms used to describe doctors or private practices that are not contracted with insurance companies. Because of this, all treatments are paid with cash. Direct care practices allow for the doctor to get patients in to be seen quickly because referrals aren't required.
Not billing health insurance can, in a lot of ways, free up doctors to spend much more time with patients per appointment, and not be limited in treatment options that they offer patients due to insurance coverage.
At Direct Podiatry Arizona, cash pay services include:

…are all available without the need for a referral or insurance pre-authorization.
If you're in Phoenix or surrounding areas, this is podiatry on your terms.
Doctors in direct care practices see a much more manageable number of patients per day, and because of this, doctors are easily reachable through calls, texts, and email.
Because cash is used, no prior authorizations are needed for imaging like MRI or Ultrasound.
These studies can be paid for using cash at radiology centers.
Bloodwork or labs can also be paid for using cash.
Who This Is For?
You might benefit from direct care if:
You don’t have insurance, or have a high deductible
You’re tired of long wait times or rushed visits
You want personalized care and transparency
You need specialized services, and insurance may not cover
Many of our patients tell us they wish they had found us sooner. They didn’t know podiatrists like us existed until they needed real answers, not more paperwork.
How Seeing a Foot Doctor With No Insurance Can Be Cheaper Than Using Insurance

Lack of price transparency is a problem that plagues the modern American healthcare system. It is not right that people have to jump through hoops to get a simple answer on how much a certain procedure or treatment will cost.
I believe that the lack of price transparency is one big cause of inflated healthcare prices. If no one knows how much certain things actually cost, then healthcare CEOs have leeway to keep increasing prices with little to no pushback from the public.
For example, the average cost for a foot MRI if paying cash in the Phoenix area is $270. If one wanted to use insurance to pay for this same foot MRI, the price will vary depending on thier insurance plan, any copays required, and if their deductible has been met. This cost can quite easily be over $300 even if health insurance is used, depending on your individual situation.
Key Takeaways
Seeing a foot doctor with no insurance can be quite simple with the right doctor and practice. Find a doctor who has an office set up to see cash patients, without insurance. Price transparency in these practices is paramount, along with little to no wait times, and easier access to your doctor about any questions or concerns you have.
Schedule Your Appointment at Direct Podiatry Arizona
Are you looking for a Phoenix podiatrist with no insurance? My name is Dr. Tarr, and I am the owner of Direct Podiatry Arizona in Tempe. To view my available appointment times, click here.




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