Can I Use My HSA or FSA to See a Podiatrist in Phoenix?

If you're trying to make the most of your health savings account (HSA) or flexible spending account (FSA), you might be wondering: Can I use these funds to pay for podiatry care — especially if I’m not using insurance?

The short answer is: Yes, you can. At Direct Podiatry AZ in Tempe, we accept both HSA and FSA cards for eligible services, even though we don’t bill insurance.

💳 What Can You Use Your HSA or FSA For?

Most of our medical services are eligible for reimbursement using HSA or FSA funds, including:

• Ingrown toenail treatment

• Laser therapy for foot pain or toenail fungus

• Nail bracing (Onyfix)

• Certain skin/nail procedures (if medically necessary)

• Custom orthotics (with proper documentation)

You can use your HSA/FSA card like a debit card at the time of your visit, or request an itemized receipt to submit for reimbursement.

❌ What’s Not  Typically Covered?

Elective or purely cosmetic services (like KeryFlex nail restoration) may not be eligible, unless your HSA/FSA provider allows it under specific circumstances. We’re happy to provide documentation to support your reimbursement request if needed.

💡 Why This Works. Even Without Insurance

Because HSAs and FSAs are your funds, you can choose where and how to use them — even at a direct care podiatry clinic like ours. You get:

• Transparent pricing

• No surprise bills

• The ability to use your pre-tax dollars for expert foot care

📍 Serving Tempe & the Greater Phoenix Area

Our office is located in Central Tempe, with easy access from Chandler, Mesa, Scottsdale, and Phoenix. We specialize in treating nail disorders, foot pain, and conservative skin/nail concerns — without the need for insurance or referrals.

✅ Ready to Use Your HSA or FSA?

If you’ve been putting off care for foot pain, thick nails, or other concerns, you can use your benefits now.📍 Book your appointment today at Direct Podiatry AZ in Tempe. HSA and FSA accepted.